Consumer and associate experience

Spending
Account Card

Consumer experience updates built on what the team designed first for customer service associates.

Focus
Spending account experience
Channels
Consumer and associate
Audience
Medicare Advantage members
Methods
Journey mapping, responsive design
Spending Account Card consumer experience

The challenge

Members needed a simpler front door to their plan.

Important information was distributed across channels, tools, and documents. Even when the data existed, members had to know where to look and how insurance language mapped to the question they were trying to answer.

The framing

Build the consumer experience on proven servicing patterns.

The consumer updates extended work the team designed first for customer service associates, carrying familiar account information, balances, deadlines, and next actions into member-facing channels.

Cross-channel journey map for spending account card use cases
A cross-channel map exposed where activation, balances, store finding, and provider information were fragmented.

The system

One mental model across channels.

The work connected MyHumana, Humana.com, SMS, email, IVR, call center, and partner channels. Reusable content and interaction patterns gave teams a shared way to explain balances and plan value while respecting the constraints of each touchpoint.

MyHumana plan page using the Plan Highlights pattern
The member experience brings plan costs and spending account information into a single overview.

The takeaway

Useful summaries create confidence, not just convenience.

In a complex domain, a summary should not merely hide detail. It should establish a dependable hierarchy, explain what matters now, and give people a clear path to verify or act on the information.

Continue exploring

Ask Me About
My Benefits

Read the case study ↗